Credit Denial- Request for Information

How To Use

This is a sales letter. You are trying to influence the recipient to respond to your letter promptly.

Once again, an organized approach is the best way to get the best results. You can call creditors and make similar requests. However, transcription errors and such tend to cut down the proper responses to less than you would like. Better to send a formal letter, making copies, so you have a set of documents to follow up with if second or third notices are required. If this becomes necessary, we recommend you just make that notation on the copy of the first letter. This makes a bigger impression. Firm, clear, and to the point.

This is a sales letter. You are trying to influence the recipient to respond to your letter promptly. Being nice helps in that regard as well as reflecting well upon you. Attaching the credit turn down letter prevents delay caused by them having to request a copy and encourages them to respond promptly to this organized request.

Be sure the party turned down signs the letter. A spouse or other family member signature will not be sufficient. The writer should sign exactly as his or her name appears on the credit rejection letter (for example, using or deleting middle initials as done in the letter). Keep a copy until at least you receive a response from the recipient.

Three Major US Credit Reporting Agencies:

Equifax
P.O. Box 740256
Atlanta, GA 30374-0256
800-685-1111

Trans Union Corporation
P.O. Box 34012
Fullerton, CA 92634-4012
714-738-3800

TRW – NCAC
P.O. Box 2106
Allen, TX 75002-2106
800-422-4879